Financial assist | My Site 1

Financial assistance

SFHSA Financial Assist (CalWORKS, CAAP, CAPI, Housing, Tax Help) https://www.sfhsa.org/services/financial-assistance

CDA Taking Care of Tomorrow: Consumer's Guide to LTC (2018) https://www.aging.ca.gov/Care_Options/Taking_Care_of_Tomorrow/

CA Health Advocates Options for Financing LTC

https://cahealthadvocates.org/long-term-care/options-for-financing-long-term-care/

CAN Financial Assistance https://www.caregiveraction.org/financial-assistance-caregivers/

Legal Aid at Work CA Disability + My Job https://legalaidatwork.org/factsheet/disability-caregiving-my-job/

AARP LTC cost calculator https://www.aarp.org/caregiving/financial-legal/long-term-care-cost-calculator/

AARP Planning for LTC Guide (2010) https://assets.aarp.org/www.aarp.org_/cs/health/ltc_resource_guide.pdf

100 Must-Know Statistics About Long-Term Care: 2023 Edition | Morningstar

ACL LTC Pathfinder https://acl.gov/ltc/basic-needs/pathfinder

Costs of Eldercare https://betterhealthwhileaging.net/elder-care-options-cost-of-assisted-living-and-home-care/

https://www.aarp.org/money/taxes/info-2025/tax-breaks-after-50.html

Alisa Ann Ruch Burn Foundation (AARBF) Emergency financial, food, and transportation assistance for burn survivors and their families is offered on a case-by-case basis.

44 Montgomery St., 3rd Floor, San Francisco, CA 94104, (818) 848-0223

https://www.aarbf.org/survivor-services/#financial-assistance

Benefits Aid https://www.benefitsaid.com/

Breast & Ovarian Cancer Emergency Fund (BOCEF) https://www.bayareacancer.org/financial-assistance/ provides critical financial assistance (uninsured medical expenses, housing costs, utilities, funeral expenses, etc.) essential to keeping people safe and housed as they face breast or ovarian cancer, and allows them to focus on their health and their family. Eligibility: Persons diagnosed with breast/ovarian cancer. Contact Bay Area Cancer Connections Helpline 650-326-6686.

California DMV ID card: reduced fee if meet income requirements for selected governmental/non-profit assistance programs with completed Verification for Reduced Fee Identification Card (DL 937 https://www.dmv.ca.gov/portal/uploads/2021/06/DL_932_R5-2021_AS_WWW.pdf); no-fee if “homeless” or age 62+. https://www.dmv.ca.gov/portal/driver-licenses-identification-cards/identification-id-cards/

California Mortgage Relief Program https://camortgagerelief.org/

https://justiceinaging.org/fact-sheet-older-california-homeowners-can-get-help-with-delinquent-mortgage-and-property-tax-payments/

Cancer Care A Helping Hand resource database https://www.cancercare.org/helpinghand

Caregiver respite grants - see Caregiver Support

Catholic Charities rental assistance for families or single adults. 990 Eddy St., 94109. 415-972-1301.

Cross-Bay Mutual Aid https://airtable.com/appD5AtgJ3uTQYncC/shrijh8BPzR1gWN0T

end 12/2024 https://www.sdaction.org/mutual-aid-program-winds-down

DAS Long-Term Housing Subsidies for Older Adults and Adults with Disabilities provide rental subsidy; move-in costs; up to 3 months of back rent paid. Eligibility: SF resident; age 60+, or age 18-59 w/disability; income level of 50% of AMI or below (2024, 1 person: $54,550); lacking stable housing or at risk for homelessness; not currently receiving duplicative housing subsidy services; has a need for housing subsidy and is willing to participate in the program. Contacts:

Eviction Defense Collaborative, 415-947-0797
Catholic Charities, 415-334-5555 https://catholiccharitiessf.org/long-term-housing/
Self-Help for the Elderly, 415-533-6899 https://www.selfhelpelderly.org/wp-content/uploads/2024/01/2024-Long-Term-HSD-85x11-ENG26.pdf

https://www.sfhsa.org/sites/default/files/media/document/2024-05/b_multiple_grantees_housing_subsidies_to_seniors_and_adults_with_disabilities.pdf

https://www.sfhsa.org/sites/default/files/media/document/migrated/DASCOM_03-02-22_%28D%29%20EVICTION%20DEFENSE%20COLLABORATIVE_.pdf

https://www.sfhsa.org/sites/default/files/media/document/2023-10/09.18.23_das_housing_subsidies_analysis_presentation_to_oac.pdf

Diagnosis-Based Assistance search https://www.needymeds.org/copay-diseases

Emergency Rental Assistance Program (ERAP) https://sf.gov/renthelp

pre-9/23/2022: rent for April 2022 and later; security deposit and/or 1st and last months’ rent; assistance with rent owed prior to April 2020; assistance with rent April 2020-March 2022 under specific conditions. Eligibility: SF resident; below income limit for household size ($8,700 monthly income for 1-person household in 2022); and risk of homelessness or housing instability.
2/28/2023 Eligibility for back rent/limited future rent, move-in assist, once per calendar year: SF resident; income at/below 50% AMI (1 person, 2023: $5,421; 2024: $5,713); recent financial hardship; "highest risk of homelessness or housing loss" https://sf.gov/information/sf-erap-program-rules
Apply online at https://sferap.com/, or contact providers for application assistance at https://sf.gov/information/rent-relief-resources

Financial Justice Project https://sfgov.org/financialjustice/find-discounts (Fine, fee or ticket discounts for MUNI fare evasion citations, parking tickets, booting and towing fines & fees, child support, MUNI fares, traffic tickets, “quality of life” citations, BART Proof of Payment citations, water & sewage bills, ambulance bills.)

Furniture (also see Season of Sharing essential furniture)

Bay Area Furniture Bank (BAFB) https://bayareafurniturebank.org/partners/

Make It Home https://www.makeithomebayarea.org/agency-partners

Glide Walk-In Center https://www.glide.org/programs/walk-in-center/ provides rental assistance emergency options for eviction, back rent and deposits. 330 Ellis St., Room 101, SF 94102. 415-674-6012

Hebrew Free Loan https://www.hflasf.org/apply/loans-we-offer/ provides interest-free loans to help Jewish and qualifying non-Jewish residents in Northern California. 415-546-9902

Home equity conversion (HEC)/Reverse mortgage (age 62+) https://www.hud.gov/buying/loans

https://www.ncoa.org/older-adults/benefits/housing-utilities/home-equity/reverse-mortgages/

https://www.nerdwallet.com/article/mortgages/homeownership/reverse-mortgage-long-term-care

Home equity loan/Line of credit (HELOC) https://yourhome.fanniemae.com/own/HELOC

Homeowner Emergency Loan Program (HELP) https://sf.gov/homeowner-emergency-loan-program-help for Past due Mortgage Payments, Past due HOA monthly dues, Past due property taxes, Special assessments (e.g. renovation costs passed down to residents), BMR Homeowners in need of financial assistance to complete necessary repairs in order to sell property. Applications must be submitted through HUD-approved housing counselor.

Leukemia & Lymphoma Society (LLS) Patient Financial Assistance Programs https://www.lls.org/support-resources/financial-support

LLS Urgent Need Program https://www.lls.org/support-resources/financial-support/urgent-need-program provide eligible patients with assistance for non-medical expenses including rent, mortgage, lodging, utilities, childcare, elder care, food, transportation, car repair, car insurance, phone service, and acute dental work related to treatment. Eligible patients will receive a grant of $500, once within a 12 month period. Applications only accepted by patient’s healthcare team member. 877-557-2672, or apply online.

LSS Support for Seniors https://www.lssnorcal.org/what_we_do/san-francisco-programs/lss-support-for-seniors.html provides rental assistance and one-time assistance for utility expenses. Eligibility: low-income seniors age 67+ referred from LCSW. Contact Christina Haner, Program Coordinator, at chaner@lssnorcal.org or 415-441-7777.

Patient Access Network (PAN) Foundation

https://www.panfoundation.org/apply-and-manage-grants/

https://www.panfoundation.org/fundfinder/

Patient Advocate Foundation National Financial Resource Directory https://www.patientadvocate.org/explore-our-resources/national-financial-resource-directory/

Pink Ribbon Girls (PRG) https://www.pinkribbongood.org/ provide free direct services to women with breast cancer and gynecological cancers throughout SF Bay Area; any stage, any age, no restrictions on income: Healthy Meals (delivered to home); Housecleaning Kits (all-natural, plant- and mineral-based cleaning supplies along with a lightweight vacuum); Rides to Treatment (Uber Health); Peer Support. 877-269-5367

Pet Help Finder https://www.pethelpfinder.org/m/phf search for providers offering "financially friendly pet services" including veterinary care, pet food and supplies, transportation and crisis housing.

How to Find Financial Help for Keeping Pets at Home | Next Avenue

PRC Emergency Financial Assistance (EFA) https://prcsf.org/emergency-financial-assistance/ formerly AIDS Emergency Fund, provides financial assistance to low-income SF residents living with HIV/AIDS. EFA has two programs: Emergency Assistance (EA) and Eviction Prevention (EP). Eligibility: low-income SF resident living with HIV/AIDS; EP requires professional referral.

Emergency Assistance (EA) grant provides up to $500 per grant cycle, and can be used to help with housing, medical expenses, and/or utility bills. Other restrictions may apply.
Eviction Prevention (EP) grant can be used either to help pay move-in costs (deposit, 1st month) or to prevent eviction. A referral from a case manager, social worker, or lawyer is required. This grant provides up to $1000 per grant cycle, depending on need, and can be combined with EA grant if eligible.

Contact: PRC, 170 9th St., SF 94103, 415-777-0333.

Rent assistance https://www.homesanfrancisco.org/rent-assistance/

Season of Sharing (SOS) https://seasonofsharing.org/get-help/ provides housing assistance (back rent/mortgage, future rent, move-in costs) and critical needs assistance (essential furniture like basic table sets, bed frame & mattress; emergency appliances; past due utility bills), limited healthcare/medical equipment costs-restrictions apply.

Dec. 2023 Eligibility:

Be a current San Francisco resident;
Be 18 years of age or older;
Have a household income at or below 50% of the Area Median Income** for the applicant’s size;
Not have received Season of Sharing program funds within the last 5 years; and
Be able to demonstrate a financial hardship that occurred within the past six months.

Apply through community partners:

Latino Task Force - (415) 532-7275
Hospitality House - (415) 749-2108
La Voz Latina - (415) 983-3970
Homeless Prenatal Program - (415) 546-6756
Open Door Legal - (415) 735-4124
Project Homeless Connect - (855) 588-7968
Glide - (415) 674-6000
Hamilton Families - (415) 321-2612
St. Anthony Foundation - (415) 592-2855
YCD Housing Services - (415) 822-3491 ext. 0211

April 2023 Eligibility: income at/below 50% AMI (2023, 1 person: $5,421); SF resident + {one of following Families with dependent children < age 18; age 55+; PWD; Veteran; Pregnant; Former foster youth age 18-24 (only eligible for housing assistance); or Survivor of domestic/intimate partner violence}; applied for or attempted to receive assistance from other programs, including SF ERAP; demonstrate household can afford housing cost moving forward; apply through a Community Partner agency. https://sf.gov/get-help-pay-housing-or-other-emergency-needs

Bayview Family Resource Center (415) 822-7728
Glide (415) 674-6000
Hamilton Families (415) 321-2612
Homeless Prenatal Program (415)546-6756
Hospitality House (415) 749-2108

Latino Task Force 415-532-7275
La Voz Latina (415) 983-3970
Open Door Legal (415) 735-4124
Project Homeless Connect (855) 588-7968 edc@projecthomelessconnect.org
St. Anthony Foundation (415) 592-2855 Resource Center (Drop-In Services) 121 Golden Gate Ave, 2nd Floor SF 94102 Hours: M, T, Th, F 8:30-12:00 (last guest seen at 11:45)

pre-April 2023 Eligibility: senior age 55+, or adult with disability (receiving SSI, SDI, other disability income), grant once every 5 years, max. assistance $3K, or up to $5K w/approval from ED. Apply through community partners.

Bernal Heights Neighborhood Center, 415-374-7934
Catholic Charities, 415-972-1281
Glide, 415-674-6012
Hospitality House, 415-749-2108
ILRCSF, 415-543-6222 x1105
Mercy Housing, 415-539-0525
SF Bar Association Homeless Advocacy Project, 415-575-3130 or 800-405-4427
Self-Help for the Elderly, 415-677-7596
St. Anthony Foundation, 415-592-2855
Veterans Affairs, 415-350-1816

SOS does not cover current rent/mortgage payments; past due rent/moving costs for units where applicant has sublease w/master tenant; landlord related to applicant, or temp/transitional housing programs; escrow, other mortgage fees; past due rent for SFHA tenants; delivery, installation or other fees for furniture & appliances.

San Francisco Community Fund https://www.sanfranciscocommunityf9p.und.org/ quickly reviews referrals and acts on the most urgent needs (usually within 48 hours). Fund gifts are limited to $400 each; payment is remitted directly to a store/creditor/service provider on applicant’s behalf. Contact: davidjamison4@gmail.com.

SF Mutual Aid https://www.sfmutualaid.com/

Shareable How to share https://www.shareable.net/how-to-share/

Mutual Aid: Building Solidarity During This Crisis (and the Next)

https://theanarchistlibrary.org/library/dean-spade-mutual-aid

https://theconversation.com/informal-safety-nets-help-many-americans-with-expenses-people-at-all-income-levels-benefit-from-this-financial-interdependence-242178

Sharsheret Best Face Forward 2.0 provides financial assistance for non-medical services (wigs, cold caps, tattooing) that are critical to a woman’s quality of life and body image and are not traditionally fully covered by most health insurance plans. Eligibility: verification of diagnosis, or high risk status, for breast or ovarian cancer & proof of total household income that does not exceed 600% FPL. Contact Support Program Manager at 866.474.2774. https://sharsheret.org/resource/best-face-forward-2-0/

St. Anthony's Social Work Center partners with Bay Area organizations (Seasons of Sharing, Catholic Charities) to provide back-rent and security deposit assistance to clients. 121 Golden Gate Ave., 2nd Flr, 94102, 415-592-2855. https://www.stanthonysf.org/rental-assistance-in-the-social-work-center/

The Assistance Fund (TAF) https://tafcares.org/ provides financial assistance for FDA-approved treatment for certain covered diseases. (855) 845-3663

Veterans Affairs https://www.va.gov/REACH/challenge/money-challenges/

Long-Term Care (LTC) Insurance

Long-Term-Care Insurance Gets a Makeover - Consumer Reports (8/31/2017)

Long-Term Case Insurance | California Department of Aging - State of California

Long-Term Care Insurance: An Overview - California Health Advocates (cahealthadvocates.org)

Brochures | California Partnership for Long Term Care (rureadyca.org)

Long-Term Care

Long-Term Care Insurance Explained - NerdWallet

Paying for Long Term Care - Geriatrics and Extended Care (va.gov)

Update for Older Adults Facing Repayment of Federally-Backed Student Loans (windows.net)

Support groups

Debtors Anonymous https://debtorsanonymous.org/

Underearners Anonymous https://www.underearnersanonymous.org/

Frequently Asked Questions: Preventing Tax Foreclosures for Older Adults: Accessing Tax Relief Options (windows.net)

AARP Foundation Tax-Aide Locator https://www.aarp.org/money/taxes/aarp_taxaide/locations.html

SF Free Tax Help https://www.sfhsa.org/services/financial-assistance/free-tax-help

Tax-Aid https://tax-aid.org/need-tax-help/

Tax Counseling for the Elderly (TCE)/Volunteer Income Tax Assistance (VITA) https://irs.treasury.gov/freetaxprep/

https://www.irs.gov/individuals/free-tax-return-preparation-for-qualifying-taxpayers

Search for Enrolled Agent https://www.findanea.org/

Unclaimed Property Call Center 1-800-992-4647 https://www.claimit.ca.gov/

Missing Money https://missingmoney.com/ find unclaimed property in states where you’ve lived/worked; site is endorsed by NAUPA and the National Association of State Treasurers.

Matured savings bonds - Treasury Hunt https://www.treasurydirect.gov/savings-bonds/treasury-hunt/

Bank failure - FDIC unclaimed funds https://closedbanks.fdic.gov/funds/

Credit union failure - NCUA unclaimed deposits https://ncua.gov/support-services/conservatorships-liquidations/unclaimed-deposits

DOL Workers Owed Wages (WOW) https://www.dol.gov/agencies/whd/wow

EBSA Retirement Savings Lost and Found Database https://lostandfound.dol.gov/

National Registry of Unclaimed Retirement Benefits https://unclaimedretirementbenefits.com/

PBGC Unclaimed Retirement Benefits https://www.pbgc.gov/wr/find-unclaimed-retirement-benefits

IRS Where’s My Refund https://www.irs.gov/wheres-my-refund

IRS time to claim credit/refund https://www.irs.gov/filing/time-you-can-claim-a-credit-or-refund

HUD/FHA-insured mortgage refund https://entp.hud.gov/dsrs/refunds/

Bankruptcy unclaimed funds locator https://ucf.uscourts.gov/

SEC enforcement funds https://www.sec.gov/enforcement-litigation/distributions-harmed-investors